Set Up a Family Investment Company (FIC) Reduce Inheritance Tax, Retain Control of Your Wealth
A Family Investment Company is a tax-efficient alternative to a trust. It lets you pass wealth to the next generation while keeping control of the assets. Our specialist tax advisors structure your FIC end-to-end.
FIC vs Trust Comparison
Corporation tax rates with greater planning flexibility
Higher tax rates with more limited planning options
Directors & shareholders retain strong control
Trustees manage assets on behalf of beneficiaries
Higher setup and legal structuring costs
Generally lower initial setup cost
Annual accounts, filings, and compliance required
Simpler reporting requirements, but ongoing admin needed
Can help reduce inheritance tax over time with structured planning
May trigger immediate or periodic inheritance tax charges
Who is a FIC right for?
Property Portfolio Owners
Hold and grow property within a company structure, particularly where profits are retained for reinvestment rather than regularly withdrawn.
Family Business Owners
Maintain control while structuring ownership and profit distribution across family members with appropriate tax planning.
Parents Passing Investment Assets
Transfer value gradually through shares while retaining control, supporting long-term estate planning rather than immediate tax savings.
High-Net-Worth Families
Suitable for long-term wealth planning, intergenerational transfers, and maintaining control over significant family assets.
How does a Family Investment Company work
A Family Investment Company is a private company where founders transfer assets (cash, property, shares) into the structure via loans or share issuance, retain investment control, and issue share classes to family members.
What’s included
What’s included in your FIC package
- Customised FIC Structure
- Expert Tax & Wealth Planning
- No Tax Charge on FIC Setup
- Asset Control & Protection
- Ongoing Support & Advisory
We take care of...
We support and advise thousands of people just like you across the UK and abroad
with our amazing team of experts.
How it works
Getting started is easy
Book a Consultation
Get a tailored quote
We handle the setup & transition
Enjoy stress-free accounting
Why choose dns?
Why UK businesses trust dns
Dedicated accountant
One point of contact who knows your business.
Fixed monthly pricing
No surprises, no hidden fees.
Cloud accounting tools
HMRC & companies house filing
All returns filed on time, stress-free.
Why our clients love us
“I have been extremely satisfied with the service I have been receiving close to past 1 year. Very professional, transparent and helpful. Special mention of my Account Manager Minakshi Arora who made my transition very smooth and always ready to go that extra mile to support and make customer happy. Definitely recommended.”
“I recently starteed my own company and in need of a good accountant. With my friends reference, I started dns accountancy services and I am a quite satisfied with their service. My account manager Sneha Gurudutta was always responsive and guided me a lot especially during my company early days. Keep u the good work.”
“Unfortunately my son passed away without leaving any contact name of his accountant. I was able to make contact with the firm through HMRC. The staff were very prompt, caring and supportive in settling his income tax account. I was extremely impressed with the efficient caring and supportive service received from all of dns staff.”
“I have been extremely satisfied with the service I have been receiving close to past 1 year. Very professional, transparent and helpful. Special mention of my Account Manager Minakshi Arora who made my transition very smooth and always ready to go that extra mile to support and make customer happy. Definitely recommended.”
“I've recently set up a Ltd. Company and signed up with dns for my accounting services. I've found it very good value for money and hugely helpful in terms of advice and guidance. I have a named Account Manager, Sneha Gurudutta, who keeps in contact with me and offers advice on line and on the phone... I'm really pleased with the service.”
Award winning experts trusted by many
We're proud to be amongst the best accountants in the UK, demonstrated by the amount of awards we've won over the years. We're also a top-100 accounting firm.
Typical setup costs range from £2,000 to £10,000, including legal advice, company formation, and tax structuring, depending on complexity.
A basic FIC can be set up within 1-2 weeks, but full structuring, tax planning, and share allocation may take 3-6 weeks.
There is no legal minimum, but FICs are generally effective for assets above £1 million due to setup costs and tax planning benefits.
FICs use different share classes (e.g., voting and non-voting shares) to control income, capital distribution, and inheritance tax planning.
Control usually remains with founders through voting shares, allowing them to manage investments while passing value to family members tax-efficiently.
Annual costs typically range from £1,500 to £5,000 and cover accounting, compliance, tax filings, and professional advisory services.