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Expert Inheritance Tax Planning to Protect Your Business, Property & Estate

Get expert inheritance tax planning advice to protect your business assets, property, and family wealth. Our tailored estate planning strategies help reduce potential inheritance tax liabilities and preserve more of your estate for future generations.

Book my IHT review
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Talk to an Expert

Speak with one of our friendly experts to discover how you could save tax, reduce admin, and file with HMRC. Or simply complete our enquiry form to book your consultation.

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Inheritance Tax Calculator

Making Tax Digital

Estimate your inheritance tax in seconds with our easy calculator. Enter your estate value, property, gifts, and allowances to see your potential liability instantly. Whether you need guidance on inheritance tax on property, are considering estate planning options, or are looking for professional inheritance tax planning advice, our calculator provides clear estimates to help you plan ahead, reduce potential tax burdens, and make informed financial decisions based on your circumstances.

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The April 2026 Business Relief Cap What It Means for Your Estate

✦ Full Relief
100%
Business Relief
First £1 million completely sheltered
Business assets up to £1,000,000 in value qualify for full Business Relief. This means zero inheritance tax applies on that portion of your estate exactly as it was under the old rules.
Up to £1,000,000 fully exempt
⚠ Partial Relief
50%
Business Relief
Above £1 million half exposed to tax
For business assets exceeding £1,000,000, relief is reduced to 50%. The remaining 50% of that value is added to the taxable estate and subject to the standard 40% IHT rate effectively a 20% tax on the excess.
20% effective rate on excess

Could the cap affect your estate?

Use our free calculator below to see your estimated IHT liability today.

Calculate my liability
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Why choose dns?

Why UK businesses trust dns

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Dedicated accountant

One point of contact who knows your business.

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HMRC & Companies House filing

All returns filed on time, stress-free.

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What’s included

  • Expert Advice on Inheritance Tax
  • Calculations and prediction of Inheritance Tax
  • Guidance on Capital Gains Tax Liabilities
  • Support with Gifting & Pre-Owned Assets Rules
  • Estate Structuring & Asset Protection
  • Advice on Life Insurance & Trust Planning
  • Up-to-Date Compliance with Changing Tax Laws
  • Protect your business and family home from a 40% inheritance tax charge
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We support and advise thousands of people just like you across the UK and abroad
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We're proud to be amongst the best accountants in the UK, demonstrated by the amount of awards we've won over the years. We're also a top-100 accounting firm.

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FAQs

It’s never too early to start planning for Inheritance Tax (IHT). The earlier you begin, the more options you have to protect your wealth and pass it on efficiently. Ideally, IHT planning should start as soon as you begin to accumulate significant assets—this might be through property, business ownership, or investments. Early planning allows you to make full use of reliefs, exemptions, and strategies such as gifting, trusts, and business succession planning. At our firm, we work closely with you to create a tailored plan that reflects your goals and safeguards your legacy.

Gifts made during your lifetime can be a valuable part of Inheritance Tax planning—but they may still be subject to tax depending on when they’re given. Generally, gifts made more than seven years before your death are exempt from Inheritance Tax. However, gifts made within seven years may be taxed on a sliding scale, and some types of gifts—like those into certain trusts—can have immediate tax implications. We help you understand the rules, structure gifts smartly and make tax-efficient decisions that align with your long-term plans while staying compliant with HMRC.

From April 2026, Business Relief will be capped—offering 100% relief on the first £1 million of qualifying business assets, with 50% relief on any value above that. This valuable relief can significantly reduce Inheritance Tax on business interests such as shares in unlisted companies, sole trader enterprises, and partnerships.

To qualify, the business assets must usually have been held for at least two years before death. With the right planning, Business Relief can help you pass on your business tax-efficiently and secure its future. We work closely with you to ensure your business is structured to make the most of all available reliefs and allowances.

If you are resident for tax purposes, your worldwide assets—including those held overseas—are subject to UK Inheritance Tax. This means foreign property, investments, and bank accounts may be included in your estate. Some countries also impose their own inheritance or estate taxes, which can lead to double taxation. However, the UK has double taxation treaties with certain countries that may offer relief.

Careful planning is essential to manage exposure and ensure your cross-border estate is structured efficiently. We help clients navigate the complexities of international assets and Inheritance Tax to protect their global wealth.